Terms of Service

Effective date: March 1, 2026  ·  Last updated: March 1, 2026

1. Agreement to terms

By accessing or using CloseGuard ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you are using the Service on behalf of a company or organization, you represent that you have authority to bind that organization to these Terms.

If you do not agree to these Terms, do not use the Service.

2. Description of service

CloseGuard is a cloud-based software tool that helps accounting teams manage and quality-check their month-end close process. Features include automated GL checks, a Close Health Score, a month-end close checklist, bank reconciliation tracking, AR/AP analysis, and team collaboration tools.

3. Accounts and access

• You are responsible for maintaining the security of your account credentials.
• You must notify us immediately of any unauthorized access to your account.
• You are responsible for all activity that occurs under your account.
• You must be at least 18 years old and have the legal authority to enter into these Terms.
• One account may not be shared among multiple organizations without a written agreement.

4. Acceptable use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any regulations
• Attempt to gain unauthorized access to any part of the Service or its infrastructure
• Reverse engineer, decompile, or attempt to extract the source code of the Service
• Upload malicious code, viruses, or any content intended to disrupt the Service
• Use the Service to process data you are not authorized to access
• Resell or sublicense access to the Service without our written consent

5. Your data

You retain ownership of all financial data and content you upload to the Service. By uploading data, you grant CloseGuard a limited license to process that data solely for the purpose of providing the Service to you.

We do not claim ownership of your data. See our Privacy Policy for details on how we handle and protect your data.

6. Subscription and payments

• CloseGuard is billed monthly. Fees are charged at the start of each billing period.
• Both plans include a 14-day free trial. No credit card is required to start a trial.
• You may cancel at any time. Cancellation takes effect at the end of the current billing period.
• We do not offer refunds for partial billing periods, except where required by law.
• We reserve the right to change pricing with 30 days' advance notice to active subscribers.

7. Service availability

We aim for 99.5% uptime but do not guarantee uninterrupted service. Scheduled maintenance will be announced in advance when possible. We are not liable for losses caused by service interruptions outside our reasonable control.

8. Intellectual property

The Service, including its software, design, content, and trademarks, is owned by CloseGuard and protected by intellectual property laws. These Terms do not grant you any rights to our intellectual property beyond the limited right to use the Service as described herein.

9. Disclaimer of warranties

The Service is provided "as is" and "as available." We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. CloseGuard does not warrant that automated checks will catch all errors in your financial data.

You are responsible for reviewing all CloseGuard outputs before relying on them for financial decisions or filings.

10. Limitation of liability

To the maximum extent permitted by law, CloseGuard shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of your use of or inability to use the Service. Our total liability to you for any claim shall not exceed the amount you paid us in the 12 months preceding the claim.

11. Termination

We may suspend or terminate your access to the Service at any time for violation of these Terms, non-payment, or other good cause, with notice where practicable. You may terminate your account at any time by contacting us. Upon termination, your right to use the Service ceases immediately.

12. Governing law

These Terms are governed by the laws of the State of [State], United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in [County], [State].

13. Changes to these terms

We may update these Terms from time to time. We will notify you by email and update the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Contact

Questions about these Terms? Contact us at cooperksteve25@gmail.com.